Finance and Accounting

Muratova Diana Baltabayovna

Candidate of Economic Sciences

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Professional biography/Education

Professional biography Candidate of Economic Sciences, Associate Professor of the Department of Finance and Accounting. Since 1998, she began working as a teacher, and since 2010, she has been a Candidate of Economic Sciences, winner of the O. Prize, Associate Professor of the Department of Finance and Accounting, Faculty of Economics and Law at the H.Dulati TaRU.

 From 2017-2021, she worked as a Business coach at the Atameken National Chamber of Entrepreneurs on "Teaching the basics of entrepreneurship within the framework of the Bastau Business project in the Karmakshi district of the Kyzylorda region, Moyinkum and Bayzak districts of the Zhambyl region. Member of the Association of Business Trainers of the Republic of Kazakhstan.

In 2016, she completed a scientific internship on the topic: Economics and management at the enterprise. Yanka Kupala Grodno State University, Republic of Belarus. In 2016, she participated in a seminar on: "Development of green innovative technologies and practices in women's entrepreneurship". Union of Women Entrepreneurs of Kazakhstan, Council of Businesswomen of Kazakhstan, training seminar in Taraz. In 2015, she participated in a seminar on: "Features of property valuation in the conditions of its purchase for the state-owned enterprise "Oil "Republican Chamber of Appraisers" ACCORDING to "Zhambyl Regional Chamber of Appraisers". In 2017, a training seminar was held to train trainers in the framework of teaching the basics of entrepreneurship under the Bastau Business project, NCE RK Atameken, Astana. In 2018, she completed a course on the topic: "Analysis and evaluation of investment projects." Transit economy, Almaty. In 2019, she completed a course on the topic: Professional development of senior and middle managers of small and medium-sized businesses operating in priority sectors of the economy. Training under the Business Communications program, within the framework of the State Business Support and Development Program "Business Roadmap 2020". NPP Atameken, Taraz. In 2019, a training seminar "Training of business trainers of the Bastau project" was held. National Chamber of Entrepreneurs of the Republic of Kazakhstan "Atameken", Nur-Sultan In 2020, she completed a course on the topic: "Certificate of Completion for her active participation in the conference "Creative Potential of Inclusive Engagement in the International Academic". Community: Problems and Prospects". Brussels, Belgium. In 2020, she completed a refresher course on the topic: "Fundamentals of technological Entrepreneurship" (TechnologicalStartup). "Moscow State Technological University "STANKIN". In 2021, she participated in a seminar on "Introduction to Business Tourism" Theory. workshops and case studies. Seminar by Professor Jerzy Jaworski from Germany In 2022, she completed a refresher course on the topic: "Development of a financial and economic justification for an investment project", volume 72 hours. Taraz Regional University named after M.H. Dulati, Taraz.

 In 2022, she participated in a seminar on "Business tourism business meeting industry development". An international seminar by a professor from Germany. In 2023, she participated in a seminar on: "Requirements of the ISO 21001:2018 standard for the management system of educational institutions". CERT Academy is an international training company, Russian Federation. In 2023, she completed a refresher course on the topic: "Lending to small and medium-sized businesses of commercial banks", "First Heartland Jusan Bank" AK ZHF. In 2023, she completed a refresher course on the topic: "Uyyymdastyrudagi karzhylyk yeseptilik, audit zhane salyk yesebin zhurgizu", M.H.Dulati atndagi Taraz onirlik University In 2024, she participated in the international winter session on "Media Education and Media literacy for all" Taganrog Institutes, Research Federations. In 2024, she participated in a seminar on: "Biznesti bagalaudyn karzhylyk adisteri". Transit economy, Almaty. In 2024, she completed a refresher course on the topic: "Bilim berudegi cifrlyk technologiyalar zhane online okytu adistemesi". M.H.Dulati atyndagi Taraz onirlik University. In 2025, she completed a refresher course on Financial literacy. M.H.Dulati TarU Center for Advanced Training and Retraining of Personnel. In 2025, she completed a refresher course on Accounting and Auditing. M.H.Dulati TarU Center for Advanced Training and Retraining of Personnel. In 2025, she completed a refresher course on the topic: Kazakhstan Republikasyn akimshilik kogygyn negizderi. M.H.Dulati TarU Center for Advanced Training and Retraining of Personnel. She is engaged in research in the field of economics and finance, has developed a Master's degree program for undergraduates and undergraduates. 28 years of work experience. She was awarded Honorary diplomas by the rector of TarU named after M.H.Dulati, honorary diploma of the akims of the districts of Zhambyl region, honorary diploma of the chairman and director of NCE Atameken for her contribution to the development of the economy.

Education 1994 - 1998 - "Finance and Credit", M.H.Dulati Taraz State University 2009 - Defended his PhD thesis on 08.00.10 "Finance, money circulation and credit". Scientific Council of the University of International Business.city of Almaty

1.in 2015, I won a grant for the international project of the DAAD program. Topic:"the role of investment in the population in the financial market of Kazakhstan and Germany".Heilbronn University, Germany. 2.in 2023, I won a grant for the international project of the DAAD program "East European partnership". Heilbronn University, German

  1. Evaluation of Management Of the UAPF Pension Assets Based on the Method of ultidimensional Clustering, Asers. Journal of Advanced Research in law and Economics. Quarterly volume VII Issue 6(20). Fall 2016ISSN: 2068-696X. Asers PublishingБ.1540-1558
  2. Sugar beet production in the Republic of Kazakhstan, Revista ESPACIOS. ISSN 0798 1015 Vol. 38 (Nº 24) Año 2017. Статья с не нулевым импакт фактором Венесуела 2017г. Vol. 38. (Nº 24) Año 2017. Pág. 39
  3. 3. Ruslan YEMBERGENOV, Diana Baltabayevna MURATOVA, Lyudmila POPP,

Maiya ARZAYEVA, Karlygash ABDYKULOVA.   Impact of Risk Budgeting on Enhancing the Projected Growth of the Hotel Industry under the Conditions of Enduring Uncertainty Related to the COVID-19 Pandemic. Case study by the Republic of Kazakhstan.//Journal of Environmental Management and Tourism.University of Craiova, Romania.-2022.-Volume XII.-Issue 8(64).-С.2122-2134.    https://journals.aserspublishing.eu/jemt/article/view/7491

  1. D. B. Muratova, L.T. Sarykulova, K.A. Abdykulova Improving the methodology for assessing models of public debt management in Kazakhstan // "Economic series of the Bulletin of the L.N. Gumilyov Eurasian National University. -2023. - No. 1. - pp. 253-262. https://bulecon.enu.kz/index.php/main/article/view/578
  2. B.A. Alpenova, D.B. Muratova, L.T. Sarykulova, K.A. Abdykulova, N.H. Maulina. Assessment of the socio-economic effect of financing the regions of Kazakhstan. Assessment of the socio-economic effect of financing the regions of Kazakhstan//Bulletin of the National Academy of Sciences of the Republic of Kazakhstan.Kazakh National Pedagogical University named after Abai. the city of Almaty. - 2023.- No. 1 (401) January February. - pp. 278-290 https://farabi.university/storage/files/33282299926624c9f14d153172911482_711%20%D0%9D%D0%B0%D0%BD%20%D0%A0%D0%9A.pdf
  3. S. Abildaev, G. Amalbekova, D.B. Muratova. Kus eti narygy: alemdik tazhiribe, import, export// Problems of the agricultural market. Theoretical and scientific practical journal. Kazakh Scientific Research Institute of Economics of the Agro-Industrial Complex and Rural Development. -2023. - No. 2.- pp. 188-197 https://www.jpra-kazniiapk.kz/jour/article/download/1552/875
  4. Muratova D.B., Abdykulova K.A., Balapanova E.S. Assessment of state support of the economy in a crisis// Memlekettik audit. - 2023. - Volume 61. - 4.- pp.128-140. https://gov-audit.kz/index.php/ma/article/view/148/150
  5. Abdykulova K.A., Muratova D.B., Tenizbaeva Zh.S. Budget quality and the need for risk management (Budget quality and the need for risk management)// Economic series of the Bulletin of the L.N. Gumilyov ENU. - 2023. - No. 4. - pp. 278-288. https://doi.org/10.32523/2789-4320-2023-4-278-288

 Muratova D.B., Abdykulova K.A., Tenizbayeva Zh.S., Sergazieva B, Kozhamzharova G. Kazakstann karzhylyk turaktyly zhane tauekelderdi bagalau criterion (Kazakhstan's financial stability and risk assessment criteria) // Bulletin of the National Academy of Sciences of the Republic of Kazakhstan. Almaty. 2023.- №6 (406). Pp. 514-532 https://journals.nauka-nanrk.kz/bulletin-science/article/download/6021/4186/15022.

 Moldabekova A.Sh., Muratova D.B., Abdykulova K.A., Ismailova A.B. Development and application of sustainability assessment of national financial systems.//Bulletin of the University of Toraigyrov.-2024.-No.1.-pp.123-135. https://vestnik-economic.tou.edu.kz/storage/journals/122.pdf

8. A.A. Nauryzbaeva, V.N. Nepshina, D.B.Muratova. Development of the innovation ecosistem in the Republik of Kazakhstan. Economic series of the Bulletin of the L.N. Gumilyov ENU. No. 3. 2024- pp. 193-208. https://bulecon.enu.kz/index.php/main/article/view/870/609

.Monographthe financial condition of the pension system of the Republic of Kazakhstan: problems and directions of development. Warsaw, Poland 2018 "Taraz University", Taraz, 2018, Targu imeni M. H. Dulati. 10.0 p. l

  1. Monographt

Problems of financing and lending to the housing and communal services Izdatelstvo "Taraz University", Taraz, 2018, Targu imeni M. H. Dulati. 7.3 p.

3.Monographproblems of financing and lending to the agro-industrial complex. Izd. "Taraz University", Taraz, 2018, Targu im M. H. Dulati. 7.3 p. l

 Monograph of ASERS Publishing. State Tax Management: Current Snanus and Mechanism of Improvement. Books History: Received 25 may, 2018; Received in revised form 17 September, Copyright 2018, 2019 ASERS Publishing. Craiova, Romania

  1. Training manual. Halykaralyk kabalyk karzhi-nesielik katynastar "Taraz University" baspasy, Taraz, 2019 M.H.Dulati TarSU. 11.5 p.l.
  2. Training manual. Aimaktyn shagyn zhane orta kasipkerlikti karzhylandyr zhane nesielendiru mechanizmin damytu. TIGU Baspasy Publishing House, Taraz, 2016 8.2 pp.
  3. Letter of thanks from akims of Moyinkum district, Bayzak district of Zhambyl region, 2019

 "The best business coach of the year" NPP "Atameken", Nur-Sultan, December 2019.

9. She was awarded the M.H.Dulati Medal for her contribution to science.2022